Our diverse team is made up of degreed benefits professionals with designations including state and national licenses and certifications. This diversity allows us to offer an employee benefits continuum as unique as our clients’ individual needs.

Bill Heine, Founder
Building on more than 40 years experience in the employee benefits field, William (Bill) Heine founded Associated Benefit Consultants of LA., Inc. ...more

Cindy Heine, President
Cindy Heine began her career in faith-based healthcare holding various administrative and executive level positions in both the Sisters of the Mercy and the Franciscan Missionaries of Our Lady sponsored ministries. ...more

Marcie O’Dwyer, Vice President, Sales and Marketing
Marcie began her career as a rehabilitation counselor and maintains her certifications in this field. Marcie is also a licensed agent. Marcie’s focus is on serving the needs of new and potential clients across the country.

Susan Walsten, Vice President, Client Relations
Susan has extensive experience in the human services field. She is also a licensed agent. Susan serves as a liaison to clients and brokers.

Jessie Comeaux, Administrative Assistant
Jessie is our office support professional.  Jessie’s is often the first voice you hear.  Jessie is responsible for assisting our clients in finding the information or help that is needed.

Lauren Tumey Bourque, Director, Operations & Broker Relations
Lauren is our broker support and operations manager. Lauren comes to us from the LSU Library System with a strong background in research and technology. She processes quote requests and performs online enrollments.

Ruth Ferry Ragusa, Executive Assistant
Ruth is responsible for the daily administrative duties of our Metairie office.  Ruth has over 12 years experience in the healthcare field holding various administrative and operational positions.